Another good thing about it is that it bakes so well. If you want to bake cookies you will have to watch it as it gets the correct temperature very soon, so you do not have to wait ages for your oven to pre-heat. Think of all the money you will be saving!
When using the convection baking function these is a little hum from the fan, but it is not too bad and no worse than the noises coming from other kitchen appliances when they are working. So, that is something most of us can live with.
The Cuisinart TOB-195 Exact Heat Toaster Oven Broiler, Stainless is of course, by no means perfect. I have not seen a perfect appliance yet, there is always something you feel could have been better. So, to me it appears that the problem most complain about is the handle that is placed in such a way that your fingers can easily come into contact with the HOT oven when you open it. So that is something you will have to keep in mind.
Then there are a few things you have to keep in mind when baking, one that because the oven is small, the food is closer to the heating elements and will cook faster, or for a more even result it may be a good idea to set the temperature about 25-50 degrees lower to compensate. This can not really be seen as a flaw, as it has to do with the size of the Cuisinart TOB-195 Exact Heat Toaster Oven Broiler Stainless.